EFFECTIVE CREDIT ADMINISTRATION AS AN ANTIDOTE TO CORPORATE FAILURE
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- NGN 3000
ABSTRACT
One of the major problems confronting the Nigerian banking industry today is the increasing incidence of loan defaults and consequent loan losses which manifested on the profitability of the banks, with huge uncollectible loans and advances. This study therefore, examines the effects of credit administration as an antidote to corporate failure. We used three Banks for our analysis in order to get answers to our research Question. From the study the results show that there is significant effect between loans and advances and its profitability which is an antidote for corporate failure. In order words this means that there is a significant effect between the way the banks manage their credits portfolio and the profitability of the banks.
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